Publicación: Gender gaps in financial literacy: evidence from Argentina, Chile and Paraguay
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Fecha
2023-11-30
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info:eu-repo/semantics/openAccess
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Taylor and Francis Group
Resumen
Understanding why women are less financially literate than men is crucial for developing effective policies that decrease gender inequalities and improve women’s financial literacy, agency, and empowerment. Accordingly, this article adopts a multidimensional approach to measuring financial literacy in developing countries, aggregating three key components of financial literacy, namely financial behavior, financial attitude, and financial knowledge. Using data from Argentina, Chile, and Paraguay, the study finds that there are statistically significant gender differences in these countries, which is confirmed, except in the case of Chile, by an extensive econometric analysis. In turn, a traditional Oaxaca–Blinder decomposition indicates, when considering the three countries as a whole, that 56 percent of the gap can be attributed to unexplained factors, while 44 percent to differences in observable characteristics, implying that men’s rates of return on human capital components, in a broad sense, are significantly different from those experienced by women.
Descripción
The registered version of this article, first published in Feminist Economics, is available online at the publisher's website: Taylor and Francis Group, https://doi.org/10.1080/13545701.2023.2278798
La versión registrada de este artículo, publicado por primera vez en Feminist Economics, está disponible en línea en el sitio web del editor: Taylor and Francis Group, https://doi.org/10.1080/13545701.2023.2278798
La versión registrada de este artículo, publicado por primera vez en Feminist Economics, está disponible en línea en el sitio web del editor: Taylor and Francis Group, https://doi.org/10.1080/13545701.2023.2278798
Categorías UNESCO
Palabras clave
gender inequality, financial literacy, South America, Argentina, Chile, Paraguay
Citación
Espinoza-Delgado, J., & Silber, J. (2023). Gender Gaps in Financial Literacy: Evidence from Argentina, Chile, and Paraguay. Feminist Economics, 30(1), 134–171. https://doi.org/10.1080/13545701.2023.2278798
Centro
Facultades y escuelas::Facultad de Derecho
Departamento
Economía Aplicada y Gestión Pública