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A contractarian approach to actuarial fairness

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dc.contributor.authorHeras Martínez, Antonio José
dc.contributor.authorPradier, Pierre Charles
dc.contributor.authorTeira Serrano, David
dc.date.accessioned2024-05-21T12:53:11Z
dc.date.available2024-05-21T12:53:11Z
dc.date.issued2024-01-21
dc.description.abstractWe defend, from a contractarian perspective, that the fair price of an insurance policy is the amount that the contracting parties agree when they are both equally uncertain about the insured event. Drawing on the approach developed by R. Sugden in The Community of Advantage, we answer two standard objections raised against contractarianism in the actuarial sciences: 1) people are not wise enough to assess their actuarial risks; 2) they are not rational enough to decide which insurance policy suits them better. We show under which circumstances people can make fair actuarial agreements, without presupposing any objective risk or rationality benchmarks.en
dc.identifier.doihttps://doi.org/10.1007/s10551-023-05602-x
dc.identifier.urihttps://hdl.handle.net/20.500.14468/19411
dc.journal.titleJournal of Business Ethics
dc.relation.centerFacultad de Filosofía
dc.relation.departmentLógica, Historia y Filosofía de la Ciencia
dc.rightsAtribución-NoComercial-SinDerivadas 4.0 Internacional
dc.rightsinfo:eu-repo/semantics/openAccess
dc.rights.urihttp://creativecommons.org/licenses/by-nc-nd/4.0
dc.subject.keywordsactuarial fairness
dc.subject.keywordscontractarianism
dc.subject.keywordsrisk
dc.titleA contractarian approach to actuarial fairnesses
dc.typeartículoes
dc.typejournal articleen
dspace.entity.typePublication
relation.isAuthorOfPublicationad2bda75-c33c-48e1-aad8-c7eb3cfc04cb
relation.isAuthorOfPublication.latestForDiscoveryad2bda75-c33c-48e1-aad8-c7eb3cfc04cb
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