A contractarian approach to actuarial fairness

Antonio J. heras, Pierre-Charles Pradier y David Teira . (2024) A contractarian approach to actuarial fairness.

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Título	A contractarian approach to actuarial fairness
Autor(es)	Antonio J. heras Pierre-Charles Pradier David Teira
Materia(s)	Economía Filosofía
Abstract	We defend, from a contractarian perspective, that the fair price of an insurance policy is the amount that the contracting parties agree when they are both equally uncertain about the insured event. Drawing on the approach developed by R. Sugden in The Community of Advantage, we answer two standard objections raised against contractarianism in the actuarial sciences: 1) people are not wise enough to assess their actuarial risks; 2) they are not rational enough to decide which insurance policy suits them better. We show under which circumstances people can make fair actuarial agreements, without presupposing any objective risk or rationality benchmarks.
Palabras clave	actuarial fairness contractarianism risk
Fecha	2024-01-21
Formato	application/pdf
Identificador	bibliuned:501172
DOI - identifier	https://doi.org/10.1007/s10551-023-05602-x
Nombre de la revista	Journal of Business Ethics
Versión de la publicación	updatedVersion
Tipo de recurso	Article
Derechos de acceso y licencia	http://creativecommons.org/licenses/by-nc-nd/4.0
Tipo de acceso	Acceso abierto

Tipo de documento:	Artículo de revista
Collection:	Departamento Lógica, Historia, Filosofía de la Ciencia (UNED). Artículos

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Creado:	Tue, 23 Jan 2024, 02:01:47 CET by David Teira

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